Renew
If it’s 4-6 months prior to your maturity date or if you have received your Mortgage Renewal from your current lender, it’s time to start thinking about looking at your options.
Lenders usually send out Renewal Agreements offering higher rates than what is their “best rate available”. Their posted rates are generally 2% higher than their actual 5-year term. They have been getting away with this for so long that they continue to do this.
Once you receive your Renewal Agreement, please contact me. If I can beat the rate they are offering, I will. If I can’t beat it, then you can just sign on the dotted line with them. I work for your best interest.
Refinance
Can’t get ahead of your debt, going back to school, putting a child through school, need a new vehicle, doing renovations or upgrades, or want to take equity out to purchase another home? You are able to refinance to up to 80% of the value of your home.
Can’t keep up with your monthly bills, but have equity in your home? Sometimes rolling your debt into your mortgage saves you money on your overall debt payments. Please contact me to see if I can save you with your monthly costs.